Planning to buy a flat in Pune but confused between ready possession and under-construction properties? Both options come with unique benefits and trade-offs. Here’s a detailed comparison to help you decide.
Ready Possession vs Under Construction – Pros and Cons
Under Construction Flats:
Lower Cost & Flexible Payment Plans
Usually cheaper and spread over construction phases.Customization Options
More room to tweak interiors during construction.Higher Appreciation
Greater scope for price appreciation by possession.Tax Benefits (Section 80C & 24B)
Deductions available for home loan EMIs during construction phase.
Ready Possession Flats:
Immediate Move-In
No waiting period; ideal for end-users.No GST Applicable
Save 5% GST which is applicable on under-construction properties.No Project Risk
No uncertainty about delivery timelines or builder commitments.Easier Loan Disbursement
Banks approve faster as the project is completed.
Both options have their perks—choose based on your financial goals and urgency.
Looking for both under-construction and ready possession flats in Pune? Suvidha Sankalp Realtors offers you handpicked options.
Get in touch for a personalized property tour today!
